Two of the well known exams of IIBF, named JAIIB & CAIIB exam are both conducted twice in a year in the months of May/June & November/December every year. Where Junior Associate of the Indian Institute of Bankers i.e JAIIB is conducted to provide the bankers with sufficient knowledge of banking and financial services, customer relations, basic accounting, banking technology and legal aspects related to the daily operations of banks, there Certified Associate of the Indian Institute of Bankers i.e CAIIB is conducted to provide knowledge of advanced level to the banker so that they can make better decisions in respect of treasury management, Risk management, International banking, Balance sheet management, economic analysis etc.